CLOSE FAST. CLOSE SIMPLE.
One application.Many lenders.More options.
We're a licensed Florida mortgage broker. We shop multiple wholesale lenders, so you don't have to.
Have questions? No problem.
Licensed mortgage broker · NMLS ID 1318440 (opens in a new tab)
HOW WE WORK
Three steps.Zero guesswork.
- 01
Talk to a real mortgage advisor.
Fifteen minutes on your goals, your timeline and your numbers.
- 02
We shop the lenders.
One application, compared across multiple wholesale lenders.
- 03
Close fast. Close simple.
We coordinate with your agent, title and attorney through closing day.
WHY A BROKER
A bank offers its loans.We shop many.
A bank can only show you what it sells. As a broker, we compare options from multiple wholesale lenders to find the one that fits you.
30+
wholesale lenders compared for you
24hrs*
loan pre-approvals, once your documents are in
21days*
from contract to keys
20+
years of mortgage experience in South Florida
*Typical timeframes based on recent PREMIER files, not guarantees. Pre-approval is not a commitment to lend. Final approval is made by the lender, and closing dates depend on the appraisal, title, condo or HOA review, your documentation and other factors outside our control.
LOAN PROGRAMS
One sizedoesn’t finance all.
Conventional
The everyday mortgage for buyers with steady income and credit.
FHA
Government-insured, with flexible credit guidelines. Popular with first-time buyers.
VA
For eligible veterans and service members, backed by the VA.
Jumbo
For loan amounts above the conforming limit. Very South Florida.
Non-QM
For income that doesn't fit a standard file: self-employed, bank-statement, investor and foreign national programs. Flexible documentation, same careful review.
Estimate income ›DSCR
For investment properties, not owner-occupied homes. Qualify on the property's rental income.
Refinance
Change your term, tap equity or restructure. Trade-offs explained up front.
HELOC
A home equity line of credit. Borrow against your equity as you need it and keep your current first mortgage.
Program availability depends on credit, property and lender guidelines. Not all applicants will qualify.
FREE CALCULATOR · CASA CLARA
Miami homes have a price tag.See the price after the price tag.
Taxes, insurance, HOA and mortgage insurance for a Miami home, in English or Spanish. Estimates are for education only.
CLIENT REVIEWS
Don't take our word.Take theirs.
“We had an excellent experience working with Abdallah Fragomeno at Premier Financial Group for our mortgage. The entire process was seamless and surprisingly fast, which made buying our home much less stressful.”
“Second time working with Premier/Abdallah and it was just as smooth as last time! Great communication and clear expectations. Overall an amazing experience and highly recommend to others.”
“This is my third time using Abdallah and his team to either purchase or refinance my home. … Every single time I've used them its been a great experience and I've never been "surprised" by something. Communication and expectation is incredible.”
Ratings as of October 2026.
ON INSTAGRAM
The feed.With a little interest.
YOUR MORTGAGE ADVISOR
Nice to meet you.I'm Abdallah.
Your trusted Miami mortgage advisor. I'm here to make your home financing simple and stress-free.
Abdallah H. Fragomeno · Mortgage Advisor · NMLS ID 366447
Prefer to call? Team line: 888.718.4440
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Ready, set,pre-approved.
Apply online, then send the documents on my checklist. I'll take it from there.